Terms of Service

1. Acceptance of terms

By accessing or using Theta Beta (“the Service”), you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Service.

We may update these Terms at any time. Continued use after changes constitutes acceptance of the revised Terms unless applicable law requires additional steps.

2. Contracting entity

The Service is offered by Austin Norville, acting as an individual proprietor. “Theta Beta” is the product/trade name. Where these Terms reference “we,” “us,” or “our,” they refer to the operator individually.

3. Description of service

The Service is an options-focused trading journal and analytics tool. Intended capabilities include connecting a Tastytrade-linked account where supported, importing user-provided brokerage export files where supported, deriving performance metrics, journaling, charts, equity tracking, alerts, exports, and similar features surfaced in-product.

Access may be invite-only or otherwise limited by the operator's discretion. We may deny, suspend, limit, or revoke accounts at any time for operational reasons, fraud risk, abusive use, inability to authenticate you, breach of Terms, or no reason at all beyond what applicable law forbids.

4. Not financial advice

Trading options involves substantial risk of loss and is not suitable for all investors. Past performance shown in your journal does not guarantee future results. You are solely responsible for your trading decisions. Consult qualified professionals as needed.

5. Account terms

You agree to:

• Maintain the confidentiality of your credentials
• Accept responsibility for activity under your account until you notify us of compromise
• Provide accurate information when requesting access or support
• Not share your account or redistribute access without permission

One account per person unless we explicitly approve otherwise in writing.

6. Tastytrade connection

Where available, you may authorize the Service to access your Tastytrade transaction history and related account data using credentials or OAuth flows you supply. You represent you are entitled to connect the account.

The Service is not affiliated with, endorsed by, or officially connected to Tastytrade or its parent company. Your use of Tastytrade remains subject to Tastytrade's own terms and policies.

7. Imported brokerage data

You may upload exports or files containing transaction data (for example Schwab-style JSON). You represent that you have the right to upload that data and that it is accurate to the best of your knowledge. You remain subject to your broker's terms for your source data. The operator is not responsible for errors in source files and does not verify broker report accuracy beyond software parsing.

8. Acceptable use

You agree not to:

• Use the Service unlawfully or to violate third-party rights
• Attempt to probe, bypass, or defeat security, rate limits, or access controls
• Scrape, bulk-extract, or resell the Service or other users' data
• Introduce malware, excessive load, or interference with operation
• Misrepresent your identity or entitlements

9. Subscription and billing

The Service may operate under early access, trials, or paid plans. Pricing, taxes, and billing mechanics will be described in-product or in separate order terms when applicable. We may change pricing with advance notice where required by law.

10. Data and exports

You retain rights in your trade data subject to the license below. Exports may be offered in-product. After account deletion, data will be removed within a reasonable period consistent with our Privacy Policy and backups.

You grant the operator a limited, worldwide, royalty-free license to host, process, transform, and display your data solely to operate the Service for you.

11. Disclaimers and limitation of liability

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE OPERATOR BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, TRADING LOSSES, DATA LOSS, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE OPERATOR FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID THE OPERATOR FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS (US $100) IF YOU HAVE NOT PAID FEES.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE JURISDICTIONS, LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

12. Indemnity

To the maximum extent permitted by law, you will indemnify, defend, and hold harmless the operator from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your data, your violation of these Terms, or your violation of third-party rights.

13. Termination

We may suspend or terminate access at any time. You may stop using the Service at any time. Upon termination, your right to use the Service ceases.

Sections that by their nature should survive termination will survive — including disclaimers of warranties, limitation of liability to the extent enforceable, governing law choice, indemnity obligations, confidentiality of security reports you submit responsibly, intellectual property disclaimers implicit in licensing, not financial advice, and licensing scope for data processing already performed.

14. Governing law

These Terms are governed by the laws of the State of Texas, excluding conflict-of-law principles, except where preempted by applicable federal law where you reside or where mandated otherwise by mandatory consumer-protection rules that cannot be waived by contract.

Venue for disputes will be courts located in Texas, subject to lawful rights you may have to bring claims in another forum that cannot legally be waived.

15. Contact

Questions about these Terms: hello@thetabeta.app